Money Basics for Kids & Teens

The same staged approach, rewritten for an 8-year-old and for a 16-year-old — because the questions are different at each age.

• Age-banded conversation guides (8–12 and 13–17)
• A first allowance-and-saving system that doesn't need an app
• What a custodial account is, in plain language, and what to ask before opening one
• Printable goal charts kids will actually use

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Educational material only. Not financial advice.