Terms of Service
Terms of Service
Who we are
More to Keep is an online store operated by Hew's Keep, based in Singapore, selling books and educational materials. Hew's Keep trades as an individual and is not an incorporated company. In these terms, “we”, “us” and “our” mean Hew's Keep. By placing an order you agree to these terms.
Not financial advice
We are not a broker-dealer, an investment adviser, a financial planner or a tax adviser, and we are not registered as any of those with any regulator. Everything we sell or publish is general educational material. It does not take account of your personal circumstances, objectives or financial situation, and nothing in it is a recommendation to buy, sell or hold any security, fund, product or account.
Investing involves risk, including the possible loss of the money you put in. Past performance does not predict future results. We make no promise, guarantee or projection of any return, profit or level of income. Any decision you make with your money is yours, and you should consider seeking advice from a licensed professional in your own country before acting.
Third-party materials
Books sold here are genuine copies published by their respective publishers. We are not affiliated with, endorsed by or sponsored by any author or publisher whose work we resell. Where we compare brokerages or other providers, we receive no commission, referral fee or other payment from any of them.
Digital materials and licence
Digital components are licensed to you for your own personal, non-commercial use. You may print them and use them for yourself and your household. You may not resell, redistribute or publish them.
Orders and pricing
We may refuse or cancel any order, including after it is placed, for example where an item is mispriced or unavailable. In that case we refund you in full.
Shipping, duties and tariffs
Shipping is free on physical orders to every country we serve. For deliveries into the United States, import duties and tariffs are included in the price shown and are borne by us; you will not be billed for them on delivery. Outside the United States, any import duties, taxes or charges levied by your own country are set and collected by that country and remain the recipient's responsibility.
Comparison pricing
Where a package price is compared with an “if bought separately” figure, that figure is the sum of the current individual listing prices of each component in this store, each of which is available for separate purchase.
Liability
To the extent permitted by law, our liability to you is limited to the amount you paid for the order in question. Nothing in these terms limits liability that cannot lawfully be limited.
Contact
These terms have not been reviewed by a lawyer. Before taking significant order volume, have them checked against Singapore law and against the consumer-protection rules of the markets you sell into.